University of Illinois System


The Borrow course includes modules like:

Conscious Credit

Conscious Credit explores the role of a responsible borrower, myths and facts about credit, and how building a positive credit profile can have lasting impacts on your overall financial well-being.

Navigating Financial Aid

Navigating Financial Aid can be confusing, but you can head in the right direction. Learn about the types of financial aid and ways to pay for school outside of what's available through FAFSA. 

Student Loan Repayment

As of 2018, average student loan for bachelor degree recipients in Illinois was $29,855. Understanding Student Loan Repayment is a key to driving down individual student loan debt post graduation.

Enrollment Instructions

Enroll in the Borrow Course

To enroll in a Badges course,

  1. Visit the Borrow course link (button provided above).
  2. Click the orange NetID Login button. 
  3. Log in with your NetID & password (requires 2FA).
  4. Under Self-enrollment (Student), click the "Enroll Me" button.*
  5. Complete the modules that interest you.

Learning Objectives of the Borrow Course

Students at the University of Illinois take out upwards of $25,000 in student loans, on average, to pay for their undergraduate degree. After obtaining the Borrow badge, you should:

  • Know how much you owe in student loans.
  • Avoid high-cost borrowing.
  • Analyze, plan, and understand how to shop around for loans or other credit-based products.
  • Understand how information in your credit score affects borrowing.
  • Plan and meet your payment obligations.
  • Track your borrowing habits.
  • Understand pros & cons of using new technology for borrowing and managing debt.

To get the Borrowing badge, you must participate in at least three borrow-focused learning activities, at least one of which is highly encouraged to be in person. 

Check our calendar or enroll in the Borrow badge course for activities that count towards the Borrow badge.

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